Аннотация: The exchange rate has changed in a positive way. A diary note.
The exchange rate has changed in a positive way. A diary note.
I'm going to open a deposit "on demand" (or similar). In rubles.
I go to the bank.
The conversation with the girl-operator concerns some details. She pauses. She needs an additional information. She calls a young male consultant.
I switch to a conversation with a consultant.
Behind my back is a stand with coins that can be bought in this bank. The coins, as far as I noticed, are silver.
Behind the back of the male consultant is a screen mounted on the wall. Information changes on the screen. A list of exchange rates appears, then a list of quotations of precious metals, then something else.
I'm talking to a male consultant and I'm looking at the screen behind him. I understand that I can sell the yuan I bought 10 days ago at a rate that has increased by about 0.5 percent.
A enough cautious person would most likely have done just that. He would sell the yuan (already) today, get his money back, as well as the some additional amount "created" by the growth of the exchange rate.
It is important not to forget that currency transactions are (highly) risky actions, actions that can cause significant losses to the acquirer of the currency.
However, as I said (MMMCCXLIX. The bank deposit in yuan is my sign of loyalty (as well as of patriotism). A diary note. - March 22, 2023), the risk factor is partially balanced for me by my considerations about the need to demonstrate loyalty, as well as by my patriotic aspirations.
Patriotism has been brought up in me since childhood (the long-term conscientious military service of my grandfather (a disabled person of the Great Patriotic War), the research work of my father and the financial expenses of the family for the benefit of the Soviet Navy... And the battle for Rostov-on-Don on November 20, 1941?! - see, for example: MMDCCCXLVIII. Vladimir Vasilievich writes a letter to the patriot of the Soviet Motherland, comrade Vlasov A.V. An archival essay. - March 27, 2022).
Of course, I was deprived of the opportunity to receive a pension after the age of 60 years (and to the present) (and I am now over 61 years old).
And years 20-15-10 (I find it difficult to say for sure) I did not receive even one ruble from the state - I only paid taxes and other mandatory payments in favor of the state.
And a loyalty is the key to the favor [to (for) me] of influential people and to my receiving compensation for a real estate object (estimated value of $ 80,000), the ownership of which was deprived of me by the Russian Federation.
I found out about it quite unexpectedly - from a tax notice - and I still can 't stop being amazed ...
Meanwhile, the male consultant notices that my conversation with him does not have sufficient informational value for me.
Perhaps to give his words weight, he notices that the bank sells coins made of precious metals (behind my back is a stand with valuable coins; this stand is in the field of view of the consultant).
At this moment, I see prices for (precious) metals on the screen behind the consultant.
- Do you sell ingots besides coins?
- Yes! Yes!
- That is, a person can pay money, rubles, and buy an ingot? For example, one gram?
- Of course!
I have never seen these widely advertised gold ingots, and it becomes interesting to me.
- Right now every person can pay rubles and to get an ingot for rubles in his hands? (I would be interested, if not to buy, then to look at one of these ingots).
- Yes, a bank account will be opened for the buyer.
"Some kind of unclear answer," I think, "So what does the client get: a bank account or an ingot?"
In general, the conversation loses its informational value for me, and I need to immerse myself in reflection on whether it makes any sense to sell yuan according an increased rate.
I'm leaving the bank.
The bank contract [deposit] "on demand" (in rubles) (or similar) is ready.
The next day I will hear on the radio information that Brazil and China will switch to yuan in calculations (I cannot guarantee the accuracy of the information - I perceived it "by ear").
So what should I do? Sell yuan or not?
I need to go to the store and to buy a bottle of kefir.
With a glass of kefir, the process of deep thoughts is more effective.
March 30, 2023 12:49
Translation from Russian into English: March 30, 2023 14:22.
Владимир Владимирович Залесский "Валютный курс изменился позитивным образом. Дневниковая заметка".
{ 3282. Валютный курс изменился позитивным образом. Дневниковая заметка. - 30 марта 2023 г.
MMMCCLIII. The exchange rate has changed in a positive way. A diary note. - March 30, 2023 }